At First 4 Finance we believe that loan products should be easy to understand, easy to access and allow you peace of mind.
We are not limited to just one particular lender or loan product, our Lending Specialists are accredited with a large number of lending institutions and banks ensuring we help you obtain the finance that best suits your circumstances and needs.
First 4 Finance holds Australian Credit Licence number 390316 issued by the Australian Securities & Investments Commission (ASIC) and has been operating in South West Victoria since 2002
Think of First 4 Finance as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank.
By all means, please call the office for more information or clarification about your own circumstances.
Meet the team
Gary has worked in the finance industry since 1984. After a career in banking, Gary became a broker in 1998 and in December 2002 was a founding Director of First 4 Finance.
During his career as a broker Gary has gained several industry achievements including 2005 MPA Top 100 Broker in Australia, PLAN Australia Sales Master status in 2006 & 2007 and a Finalist in the 2015 Victorian Better Business Awards (Best Customer Service - individual section).
Gary holds a Diploma of Financial Services (Finance/Mortgage Broking Management) and is a Credit Adviser and Full Member of the MFAA (Mortgage & Finance Association of Australia) and FBAA (Finance Brokers Association of Australia.
After 13 yrs with ANZ, Tim became a Mortgage broker in 2005 and in his first year was runner up in the "Rookie of the Year" award with Loan Market Group.
Whether you are a first home buyer, refinancing your current home loan or purchasing an investment property, Tim can help you obtain the right loan to suit your needs.
Tim holds a Diploma of Financial Services (Finance/Mortgage Broking Management) and holds Credit Advisor status with the MFAA (Mortgage & Finance Association of Australia).
After travelling the world Sam has settled in Warrnambool with his family. He has had experience in a number of different industries but has found his suited career as a mortgage advisor, with a keen eye for saving money and helping the local community.
Sam joined First 4 Finance in August of 2014 and is an Associate Member of the Finance Brokers Association of Australia (FBAA). He has completed Certificate IV in Finance and Mortgage Broking and holds accreditations with our panel of lenders.
Sam is committed to finding you the best loan with the most appropriate lender, he is available to help with any enquiry you may have.